FIRE BLOG

Barista FIRE: The Ultimate Guide to Semi-Retirement

How to quit your high-stress job, work part-time, and let your portfolio grow to full retirement—while solving the healthcare problem.

Coast FIRE Calculator: How Much You Really Need (And When to Stop Saving)

FIRE with a Mortgage: Should You Pay It Off Early or Keep Investing?

The First $100K is the Hardest: Why and How to Get There Faster (Starting Late)

How Much Do I Need to Retire at 50, 55, or 60? (Real Numbers for Late Starters)

How to Calculate Your FIRE Number (Late Starter Edition)

Roth IRA vs Traditional IRA for FIRE at 40: The Real Decision Framework

Tax-Loss Harvesting for Self-Employed Investors: The Complete Guide

Solo 401(k) for Self-Employed: How I'm Sheltering $69,000/Year in My Roofing Business

As a 40-year-old business owner discovering FIRE, the Solo 401(k) is my secret weapon for catching up. Here's the math and how I set it up.

Is 40 Too Late to Start FIRE? A Late Starter's Honest Answer

I discovered FIRE at 40. Here's the math, the reality, and why it's not too late (but it does look different).

The Math Behind the 4% Rule

Understanding the Trinity Study and safe withdrawal rates for early retirement.

Coast FIRE: The Middle Path to Financial Freedom

How to achieve financial flexibility without waiting for full FIRE.

Tax Optimization Strategies for FIRE

Maximizing tax-advantaged accounts and minimizing your lifetime tax burden.

Index Funds vs Individual Stocks: Why Passive Wins

Why passive investing wins for most FIRE seekers.