FIRE STRATEGIES
Data-driven strategies to accelerate your path to Financial Independence
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Investment
Index Fund Investing
Low-cost passive investing that beats 89% of active managers
BeginnerVery High Impact
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Tax Strategy
Tax Optimization
Save hundreds of thousands through strategic tax planning
IntermediateVery High Impact
Core FIRE Principles
High Savings Rate
The single most important factor. Aim for 50%+ of your income. Every 1% increase in savings rate can reduce your time to FIRE by months or years.
Low-Cost Investing
Minimize fees and taxes. Every 1% in fees can cost you hundreds of thousands over decades. Index funds typically charge 0.03-0.20% vs 1-2% for actively managed funds.
Optimize Your Big Three
Housing, transportation, and food typically account for 60-70% of expenses. Optimize these for maximum impact on your savings rate.