Legal Disclaimer & Terms of Use

⚠️ Important Notice

Please read this disclaimer carefully before using this website. By accessing and using Fire Driven Media, you acknowledge that you have read, understood, and agree to be bound by these terms.

Not Financial Advice

Disclaimer: The information provided on Fire Driven Media is for educational and informational purposes only. It is not intended to be, and should not be construed as, financial, investment, tax, or legal advice. We are not financial advisors, certified financial planners, or licensed professionals.

No Professional Relationship: The content on this website does not establish a professional advisor-client relationship. You should not act or refrain from acting based solely on the information provided here without seeking advice from qualified professionals who are aware of your specific circumstances.

Investment Risk: All investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. The calculators and projections provided are hypothetical and do not represent actual investment results.

Tax and Legal Matters: Tax laws and regulations are complex and subject to change. Consult with a qualified tax professional or attorney regarding your specific situation. The information here is not tax or legal advice.

Accuracy and Updates: While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the accuracy, completeness, or timeliness of any content. Financial markets, laws, and regulations change frequently.

External Links: This website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites.

No Guarantees: We make no guarantees or warranties about the results you may achieve by following any information, strategies, or suggestions presented on this website. Your success depends on many factors including your effort, knowledge, and circumstances.

Consult Professionals: Before making any financial decisions, please consult with: - Certified Financial Planner (CFP) - Certified Public Accountant (CPA) - Licensed investment advisor - Attorney (for legal matters) - Other qualified professionals as appropriate

Use at Your Own Risk: By using this website and its calculators, you acknowledge that you understand these disclaimers and assume all risks associated with your financial decisions.

Professional Certification

The authors are not certified financial planners, investment advisors, or licensed professionals.

This platform was created to share educational content about Financial Independence principles. All content is based on publicly available information, research, and personal experience.

SEC & Regulatory Compliance

Fire Driven Media is not registered as an investment advisor with the SEC or any state securities regulator.

We do not provide personalized investment advice or recommendations. All content is general educational information.

Hypothetical or simulated performance results have inherent limitations. Unlike actual performance, simulated results do not represent actual trading and may not reflect the impact of material market factors.

Calculator & Tool Disclaimer

This calculator provides estimates based on your inputs and historical assumptions. Results are not guaranteed and should not be considered financial advice. Actual investment returns may vary significantly.

Important: Calculators use simplified assumptions and historical averages. Real-world results will differ. Market returns are not guaranteed and can be negative for extended periods.

Privacy & Your Data

We respect your privacy. This website does not collect personal financial information. Calculations are performed locally in your browser.

✓ No personal information collected
✓ Calculations performed in your browser
✓ No data sent to our servers
✓ No tracking of financial information

Affiliate & Endorsement Disclosure

This website may contain affiliate links. We may earn a commission if you purchase through these links at no additional cost to you.

Mention of specific companies, products, or services does not constitute endorsement or recommendation.

⚠️ Investment Risks

All investments involve risk, including:

  • Loss of principal investment
  • Market volatility and downturns
  • Inflation risk
  • Interest rate risk
  • Currency risk (international investments)
  • Liquidity risk
  • Concentration risk

Past performance does not guarantee future results. You may lose some or all of your invested capital.

✓ Consult Qualified Professionals

Before making any financial decisions, consult with licensed professionals:

Certified Financial Planner (CFP®)

For comprehensive financial planning

Certified Public Accountant (CPA)

For tax planning and preparation

Registered Investment Advisor (RIA)

For investment advice and portfolio management

Estate Planning Attorney

For estate and legal matters

Updates & Changes

We may update this disclaimer from time to time. Your continued use of the website constitutes acceptance of any changes. Please review this page periodically.

Last updated: November 21, 2025

© 2025 Fire Driven Media. All rights reserved. Content is provided under educational fair use.

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